How We Started
CAP was founded to bridge the gap between the life insurance and banking industries, focusing on the challenges surrounding non-traditional collateral assignments. With decades of experience in the life insurance sector, our Founder saw firsthand the recurring challenges faced by bankers when working with insurance carriers. While bankers are well-versed in navigating UCC filings and working with county clerks, life insurance collateral assignments present a unique set of complications. The insurance industry lacks uniformity as each carrier has its own forms and processes which adds complexity and slows the process. CAP was created to address these issues, offering a clear, consistent, and reliable solution for handling non-traditional collateral assignments.
Our Team
Luke Ramsey
Luke Ramsey has spent decades in the independent brokerage business, helping financial advisors find the right solutions for their clients. A University of Arkansas graduate, he is licensed in 40+ states and holds Series 6 and 63 registrations. He frequently speaks at financial services events, including the Arkansas Bankers Association. Luke, a successful entrepreneur and a self-proclaimed insurance nerd, started Capital Assurance Partners to address the common problems he encountered with non-traditional collateral assignments. Outside of work, he supports Young Life and enjoys golf, tennis, and time with family.