How We Started
CAP was founded to bridge the gap between the life insurance and banking industries, focusing on the challenges surrounding non-traditional collateral assignments. With decades of experience in the life insurance sector, our Founder saw firsthand the recurring challenges faced by bankers when working with insurance carriers. While bankers are well-versed in navigating UCC filings and working with county clerks, life insurance collateral assignments present a unique set of complications. The insurance industry lacks uniformity as each carrier has its own forms and processes which adds complexity and slows the process. CAP was created to address these issues, offering a clear, consistent, and reliable solution for handling non-traditional collateral assignments.
Our Leadership
Bryan Redditt
Chief Operating Officer
Bryan Redditt brings a diverse and accomplished career in accounting since earning his degree from the University of Arkansas. With experience in governmental, private, and public accounting, he most recently served as Chief Financial Officer for the Division of Developmental Disabilities at the Arkansas Department of Human Services. In addition, he has been a small business owner for 15 years. Bryan brings a wealth of experience to his role as Chief Operating Officer at CAP. Outside of work, he enjoys watching his daughters play volleyball and judging BBQ & steak competitions.
Luke Ramsey
Founder
Luke Ramsey has spent decades in the independent brokerage business, helping financial advisors find the right solutions for their clients. A University of Arkansas graduate, he is licensed in 40+ states and holds Series 6 and 63 registrations. He is a frequent speaker at financial services events, including those hosted by the Arkansas Bankers Association. A successful entrepreneur and self-proclaimed insurance nerd, Luke founded Capital Assurance Partners to solve recurring issues he saw with non-traditional collateral assignments.
Today, he serves in a strategic advisory role, supporting the firm’s mission and growth. Outside of his professional endeavors, he supports Young Life and enjoys golf, tennis, and time with family.